Your above statement reminds me of one important fact.  For me the first and foremost issue has always been the "compliance." Steve Phillips and Doug Parks certified that OPA met the necessary CARES Act and SBA eligibility (the type of biz that can apply). 

My research points to a very different conclusion.  OPA is a nonprofit 501(c)(4) non-stock corporation.  Because the Board upheld its position that OPA qualified at the time of filing (April 7th) application I gave special focus to published information prior to April 7th. Here is just one example published on March 30th.

Loans for Nonprofits
The CARES Act expands and provides funding for several U.S. Small Business Administration (SBA) programs that primarily are intended for "small business concerns." A small business concern for SBA purposes generally only includes for-profit entities that are independently owned and operated, unless specific provisions are carved out for nonprofits. However, some programs in the new CARES Act permit certain nonprofit organizations to participate.

Paycheck Protection Program
The new Paycheck Protection Program permits loans directly to 1) any "nonprofit organization" which is defined to mean only tax-exempt organizations described in Internal Revenue Code (IRC) Section 501(c)(3), i.e., charities, and 2) tax-exempt veterans organizations described in IRC Section 501(c)(19). Thus, charities and veterans organizations are eligible for loans during the covered period of Feb. 15, 2020 through June 30, 2020, as long as the organization does not have more than 500 employees and was operational as of March 1, 2020.